Debt Collectors and Creditors Using Profanity, Racial Epithets, Sexual Innuendo, and Threats of Bodily Injury
I have heard a number of collection abuse stories and profane voicemail messages while representing consumers over the years. Harrassment by collectors runs the gamut – from threats of arrest, to threats of bodily injury, to the use of profanity and racial epithets. I have heard recordings so profane that I would not post them in this public forum. No one should be forced to endure such treatment simply because a debt was not paid. Moreover, these tactics violate the Federal Fair Debt Collection Practices Act and Texas Debt Collection Act. If you are experiencing such abusive behavior by debt collectors, contact your state’s attorney general and/or a consumer protection attorney.
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